CalculatorsRDTOH Recovery
Built-In Calculation

RDTOH Recovery Calculator

Work out the refundable tax a private corporation recovers by paying dividends, and the net tax cost of recovering that refund to the shareholder and the company, then turn it into a client-ready letter, not just a number on screen.

The calculation is only half the work. CodaraFlow finishes the explanation, the tables, and the client-ready letter.

What the Firm Gets Back

RDTOH Recovery Answered Without a Second Calculation

Whether to pay a dividend to recover refundable tax turns on what the shareholder pays personally against what the company gets back, and the answer changes with every amount considered. Both sides are worked together here, so testing a different dividend is a different number rather than a different afternoon.

No Separate Personal-Tax Calculation

The shareholder’s tax on the dividend is worked alongside the corporate refund, with the cost per dollar recovered, so the recommendation does not wait on a second calculation somewhere else.

Try a Different Amount Without Redoing the Ordering

The statutory order between the eligible and non-eligible pools applies itself, so testing a larger or smaller dividend is a changed figure rather than reworked mechanics.

The GRIP Limit and the Filing Window Raised in Time

The notes appear when the figures call for them, so a limit or a deadline is part of the advice rather than something found after the resolution is signed.

Next Year Starts From Known Balances

The closing eligible pool, non-eligible pool and GRIP carried forward come out with the answer, so the next dividend does not begin by re-deriving where the pools stand.

What It Calculates

The Refund, and What It Costs to Get It

This is one of the built-in calculations in CodaraFlow. Enter the corporation’s refundable-tax pools and the dividends paid, and it computes the refund recovered and the net cost across the corporation and the shareholder.

  • The Dividend Refund RecoveredHow much refundable tax a given eligible or non-eligible dividend releases.
  • Eligible and Non-Eligible PoolsEligible dividends recover ERDTOH. Non-eligible dividends recover NERDTOH first, then ERDTOH where permitted by the Act.
  • The Net Cost of the RecoveryThe corporate refund set against the shareholder’s personal tax on the dividend, to the family as a whole.
  • Cost Per Refund DollarThe net cost of recovering each dollar of refund.
  • Closing Pool and GRIP BalancesThe eligible pool, non-eligible pool and general rate income pool carried forward.
Why It Lives in the Letter

From the Calculation to a Client-Ready Letter

The number is not the deliverable. In CodaraFlow the result drops straight into a letter section: the firm’s approved wording, the computation tables, and the explanatory notes that actually apply to this client, written in for you. Exported as an editable Word document on your letterhead.

The Firm’s Wording, Every Time

The same reviewed explanation, not whatever the preparer types today.

Only the Notes That Apply

The pool-spill, GRIP-limit and filing-deadline notes appear only when the figures call for them.

Tables Built for You

The refund and net-cost computation is laid out and footed automatically.

Editable Word Output

Finish it in Word, on your firm’s letterhead. No proprietary format.

The Basis

How the Recovery Is Calculated

The calculation follows the refundable dividend tax mechanism for private corporations. The wording is firm-editable; the rules are fixed by the Act.

Dividend Refunds. 129(1)

A private corporation recovers refundable tax when it pays a taxable dividend, provided its return is filed within three years of the year-end.

Refundable Pools, Eligible and Non-Eligibles. 129(4)

An eligible dividend draws on the eligible pool (ERDTOH); a non-eligible dividend draws on the non-eligible pool (NERDTOH) and then any remaining eligible pool.

Eligible Dividend Limits. 89(1) / 185.1

An eligible dividend designation is generally limited by the corporation’s GRIP balance. An excessive designation may attract Part III.1 tax.

What This Estimate Covers

The figures cover dividends paid to an individual shareholder. Dividends paid to connected corporations, and the resulting Part IV tax consequences, are outside these figures. The refund requires the corporation’s return to be filed within three years of the year-end; unused pool balances carry forward indefinitely.

Every calculator produces a planning estimate for a qualified practitioner to review. Renshi CodaraFlow does not give tax advice.

Run the RDTOH Recovery calculation on your own file.Get a Demo Login
Access Within 24 Hours

Get a working demo account, run this calculation on a real file, and export the letter it produces.

Your Client Data Never Touches AI

Everything is computed from the figures you enter and assembled from your firm’s approved wording. The app never connects to AI.

You Own the Output

Editable Word documents on your firm’s letterhead. Monthly pricing, no long-term contracts.

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A working demo account, usually within 24 hours.

No card, no obligation. A person reads every request.
Access lasts 24 hours, extended on request.

No AI Access to Client DataFully Editable Word OutputMonthly Pricing. No Long-Term Contracts.

Questions About This Calculation

Is this a standalone calculator?

No. It’s one of the built-in calculations inside CodaraFlow. The result becomes a client-ready letter section, complete with the computation table and the notes that apply, not just a figure you copy into a client letter.

Does it file the return or claim the refund?

No. It estimates the refund and its net cost so you can plan the dividend. The refund itself is claimed on the corporate return.

Can we change the wording and which notes appear?

Yes. Every sentence and every note is firm-editable, and can be overridden on an individual letter.

Does any client data go to an AI?

No. The app never connects to AI. Deliverables are assembled from structured facts and your firm’s approved wording.

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